Effective Date: August 27, 2026
These Terms of Service (“Terms”) govern access to and use of FlipAnythingUSA.com and related websites, member areas, courses, mentorship, live sessions, recordings, calculators, artificial-intelligence features, community features, consultations, communications, and other products or services (collectively, the “Services”) offered by DataCreata, LLC, doing business as Flip Anything USA (“FAU,” “we,” “us,” or “our”).
By accessing the Services, creating an account, submitting a form, or purchasing a product, you agree to these Terms and any additional terms presented at checkout, in a membership agreement, or for a particular Service. If you do not agree, do not use or purchase the Services.
1. Eligibility and U.S. focus
You must be at least 18 years old and legally capable of entering a contract. The Services are primarily designed for users in the United States. You are responsible for determining whether your use is lawful and appropriate in your location.
2. Educational services; no professional or investment advice
FAU provides education, mentorship, commentary, tools, and general information. Nothing in the Services is legal, tax, accounting, financial, investment, brokerage, lending, appraisal, engineering, construction, property-management, or other regulated professional advice. FAU does not act as your fiduciary, attorney, accountant, financial adviser, broker, lender, contractor, property manager, partner, or agent merely because you use the Services.
Real-estate transactions and investments involve substantial risk, including loss of money, liability, financing risk, title/environmental/condition issues, market changes, legal/regulatory obligations, and operational problems. You make your own decisions and should consult qualified local professionals before acting.
The full disclaimer at /disclaimer/ is incorporated into these Terms.
3. Accounts and security
You must provide accurate current information, maintain the confidentiality of your login, and promptly notify [email protected] of suspected unauthorized access. Accounts are personal unless FAU expressly approves another arrangement. You may not share, sell, transfer, scrape, or provide access to restricted content or credentials.
We may require identity, payment, eligibility, or fraud verification. We may suspend access while investigating misuse, payment problems, security concerns, or legal obligations.
4. Purchases and payment
Prices, taxes, initial terms, recurring charges, and material conditions are shown at purchase and incorporated into these Terms. You authorize FAU and its payment providers to charge the selected payment method for the disclosed purchase and recurring amounts.
Membership terms are summarized in /membership-terms/. The Refund and Cancellation Policy at /refund-policy/ is incorporated into these Terms.
You are responsible for accurate billing information and any bank/card/provider charges. Payment processing is handled by providers such as Stripe; FAU does not ordinarily receive your complete card or bank credentials.
5. Taxes
Prices do not necessarily include sales, use, or similar taxes unless checkout expressly states otherwise. DataCreata, LLC may calculate, collect, and remit taxes when required by applicable law. Tax treatment of FAU's bundled education, digital-resource, membership, mentorship, and consultation offerings is under professional review; the absence of tax on a prior transaction is not a representation that a transaction is exempt. You remain responsible for taxes lawfully imposed on you that FAU is not required to collect.
6. Memberships and mentorship
FAU currently offers Bronze Membership, Silver Membership, Gold Mentorship, and Platinum Mentorship. Benefits, limits, live access, archive allowances, support boundaries, and developing features vary by tier and are governed by the description/terms accepted at purchase.
Live-session dates, frequency, speakers, and operational details may vary. References such as “usually weekly” describe current practice, not a guarantee of a fixed number or day unless the purchase agreement expressly says otherwise. Phone/text access is subject to tier scope, reasonable use, availability, urgency, and appropriate conduct; it is not 24/7 emergency or unlimited private consulting.
One-time or quantity-limited benefits do not replenish unless the applicable offer expressly says they do. Planned/developing features are not guaranteed until made part of the purchased offer.
7. Paid consultations
A paid Phone Consultation is a separate service available in 15- or 30-minute options. After successful purchase, the customer receives instructions to text Tom at the approved number to coordinate a mutually convenient time. No self-service calendar or guaranteed immediate time slot is promised.
Consultations are educational/advisory conversations based on limited information. They are not a substitute for due diligence or licensed professional advice, and FAU does not guarantee that a contemplated deal or strategy is lawful, feasible, financeable, or profitable.
8. Assessment and contact
The Real Estate Readiness Assessment produces educational classifications based on user-provided answers. A classification is not an offer, accreditation, investment suitability determination, loan decision, or guarantee of acceptance. Qualified or Pending respondents may be contacted directly by Tom or FAU, but submission does not guarantee a call, response time, membership invitation, or result.
Marketing email/SMS requires the applicable consent. Service-related or human one-to-one contact may be treated differently under law and the consent presented. See the Privacy Policy and form language.
9. Calculators, AI Tom, and automated tools
Calculators use user inputs and configured formulas to generate educational estimates. Outputs are not appraisals, loan commitments, budgets, professional advice, or guarantees. Verify all inputs/formulas and obtain independent advice.
AI Tom and other automated features may generate incomplete, inaccurate, outdated, inconsistent, or inappropriate responses. Do not rely on them for legal, tax, financial, safety-critical, deadline-sensitive, or high-stakes decisions. Do not submit secrets, card/bank data, passwords, highly sensitive personal information, or confidential documents unless a feature explicitly supports and protects that data.
Recording and media consent
By registering for, joining, attending, or participating in any Flip Anything USA membership session, webinar, Zoom or other video meeting, livestream, class, Q&A, consultation, community event, training, or other FAU program, you understand that the session may be audio- or video-recorded. You grant DataCreata, LLC, Flip Anything USA, Tom McKay, and their designees a perpetual, worldwide, royalty-free right to record, edit, reproduce, publish, distribute, display, advertise, and otherwise use your name, voice, image, likeness, screen name, statements, questions, chat messages, and other voluntary contributions, in whole or in part, in any media for educational, archival, promotional, advertising, commercial, and other lawful business purposes, without additional approval or compensation, except where FAU agrees otherwise in writing. Do not share confidential, privileged, or sensitive information during a recorded session. If you do not agree, do not join or participate and contact FAU before the session. This consent applies to the extent permitted by applicable law.
10. Community and user content
Community features are for lawful, respectful education and discussion. You may not harass, threaten, discriminate, impersonate, spam, solicit unlawfully, share another person’s private data, infringe rights, introduce malware, manipulate access, or promote fraudulent/illegal schemes.
You retain ownership of content you submit. You grant FAU a nonexclusive, worldwide, royalty-free license to host, reproduce, format, and display that content as needed to operate/moderate the Services. This does not grant FAU a right to use a private member post as a public testimonial without additional authorization or another lawful basis.
We may moderate, remove, preserve, or disclose content when reasonably necessary for the Services, enforcement, safety, or law. We do not undertake to review every post and are not responsible for user statements or transactions between users.
11. Intellectual property and limited license
The Services, site design, software, text, curricula, videos, recordings, graphics, marks, and other materials are owned by or licensed to FAU and protected by law. Subject to these Terms and payment/access status, FAU grants you a limited, personal, nonexclusive, nontransferable, revocable license to use the purchased Services for your own education.
You may not copy, download in bulk, record, redistribute, publish, sell, sublicense, create competing training datasets/products, remove notices, bypass access controls, or use the materials to train or supply an AI system without written permission. Ordinary personal notes and use expressly enabled by a tool are allowed.
“Flip Anything USA,” related logos, and Tom McKay’s name/likeness may not be used to imply endorsement.
12. Acceptable use and technical restrictions
You may not:
- access the Services through automated scraping except an approved agent/tool acting for your own account within stated limits;
- probe, bypass, disable, or interfere with security/access/rate limits;
- upload malicious code or use the Services to attack another system;
- use false identity/payment/consent information;
- resell or share restricted access;
- use content for unlawful discrimination, deceptive solicitation, or other illegal conduct;
- reverse engineer protected software except where law cannot prohibit it.
13. Third-party services and links
The Services may depend on payment, customer-relationship, email, analytics, media, hosting, security, retail, and other third-party services. Their terms and privacy practices may apply. FAU is not responsible for a third party’s independent service, availability, security, content, pricing, or decision.
Links are provided for convenience and do not necessarily imply endorsement.
14. Service changes and availability
We may improve, replace, suspend, or discontinue features; perform maintenance; update content; or change future offers. We will not knowingly remove already-paid material benefits in a manner inconsistent with the governing purchase agreement and applicable law. Planned or beta features may change or never launch.
We do not guarantee uninterrupted, error-free, permanently archived, or universally compatible access. Where practical, we will address material service failures in a reasonable manner.
15. Suspension and termination
You may stop using the Services and cancel future recurring charges as described in the Refund and Cancellation Policy. FAU may suspend or terminate access for nonpayment, refund/chargeback, fraud, account sharing, abuse, legal risk, security threat, infringement, or material violation of these Terms.
Termination does not erase accrued payment obligations, licenses needed to preserve records, or provisions that by nature survive (including intellectual property, disclaimers, limitations, indemnity, and disputes).
16. Disclaimers of warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” FAU DISCLAIMS EXPRESS AND IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND RESULTS. FAU DOES NOT WARRANT THAT YOU WILL COMPLETE A DEAL, EARN MONEY, AVOID LOSS, OBTAIN FINANCING, OR ACHIEVE ANY OTHER RESULT.
Some jurisdictions do not allow certain exclusions, so they apply only to the extent permitted.
17. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FAU AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, DATA, OPPORTUNITY, OR GOODWILL; OR REAL-ESTATE/FINANCING/CONSTRUCTION/LEGAL/TAX LOSSES ARISING FROM OR RELATED TO THE SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FAU’S AGGREGATE LIABILITY FOR A CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID FAU FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM DURING THE 12 MONTHS BEFORE THE EVENT, OR $100 IF YOU PAID NOTHING. This limitation does not exclude liability that law prohibits limiting.
18. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless FAU and its related persons from third-party claims, losses, liabilities, and reasonable costs arising from your unlawful conduct, your real-estate transaction or professional services, your user content, your violation of these Terms, or your infringement of another person’s rights. FAU will provide reasonable notice/control subject to applicable law.
19. Governing law and venue
These Terms are governed by Texas law, without regard to conflict-of-law principles, except where federal law or mandatory consumer law applies. Subject to any small-claims or mandatory-law rights, disputes will be brought in the state or federal courts located in Travis County, Texas, and each party consents to jurisdiction/venue there.
Before filing a non-urgent claim, the parties should send written notice and attempt in good faith to resolve it for 30 days. Send notices to DataCreata, LLC, PO Box 201990, Austin, TX 78720, with a copy to [email protected].
20. Changes
We may update these Terms. The posted Effective Date will change. Material changes affecting an active paid agreement will be handled through notice/re-acceptance where required by the agreement or law. Continued use after the effective date constitutes acceptance where legally permitted.
21. General
These Terms and incorporated policies are the entire agreement for general use, subject to any signed/order-specific agreement. If a provision is unenforceable, it is modified/severed to the minimum extent necessary. Failure to enforce is not a waiver. You may not assign your account/rights without consent; FAU may assign in connection with a business transaction or restructuring subject to law. Electronic records and acceptance are valid to the extent permitted by law.
22. Contact
DataCreata, LLC d/b/a Flip Anything USA
PO Box 201990
Austin, TX 78720
Support: [email protected]
Privacy: [email protected]