In general yes. Most first trust deeds that exist by a bank are not assumable.
Wraps will usually trigger an acceleration of mortgage.
In some cases you can owner finance with a second mortgage if the first is assumable.
It is also important you be aware of a (contract for deed). It is a very cool instrument that can be a, work around, tool to accomplish nearly the same.
Let’s talk about this in the next Zoom meeting.
Also I had someone report that their email went straight to spam and they missed the zoom meeting. Please check your spam folder and move it to your inbox or do what you need to to make it look like it is something that won’t be thrown out.